Please read these terms carefully before using our website
Last Updated: January 2024
By accessing and using the reef-flow website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
We reserve the right to modify these terms at any time. Continued use of the website following any changes constitutes acceptance of those changes.
reef-flow provides financial management advisory services including but not limited to budget planning, business accounting, investment advisory, tax strategy, retirement planning, and financial audits. Our website provides information about these services and allows visitors to make enquiries.
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice.
You agree to use this website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the website.
Prohibited behaviour includes:
All content on this website, including text, graphics, logos, images, and software, is the property of reef-flow or its content suppliers and is protected by intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.
The information and services on this website are provided "as is" without any warranties of any kind, either express or implied.
We do not warrant that:
To the fullest extent permitted by law, reef-flow shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website.
Our total liability for any claims arising from your use of the website shall not exceed the amount you paid, if any, for accessing the website.
The content on this website is for informational purposes only and does not constitute professional financial, legal, or tax advice. Individual circumstances vary significantly, and you should consult with qualified professionals before making any financial decisions.
Any reliance you place on information from this website is strictly at your own risk. We are not responsible for any decisions made based on the information provided here.
Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of these websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
When you submit information through our website (such as enquiry forms), you grant us the right to use this information for the purposes stated at the point of collection, including responding to your enquiry and providing our services.
You are responsible for ensuring that any information you provide is accurate and complete.
You agree to indemnify and hold harmless reef-flow, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and reef-flow regarding your use of this website.
If you have any questions about these Terms of Use, please contact us:
reef-flow
45 Colmore Row
Birmingham, B3 2BS
United Kingdom
Email: [email protected]